
Holiday rentals with lake access in Bay County
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Top-rated rentals with lake access in Bay County
Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.
4.97 out of 5 average rating, 108 reviews
Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi
4.96 out of 5 average rating, 129 reviews
Oasis by the Bay. 10 miles from Panama City Beach
Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.
4.96 out of 5 average rating, 102 reviews
A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.
4.96 out of 5 average rating, 56 reviews
Lagoon Landing Waterfront Home
Waterfront 2BR beach house with Private Boat Dock plus stairs to water and wave-runner lift. A haven for watersports, fishing and dolphin sighting. Newly remodeled home with open floor plan, many windows and screened-in porch for gorgeous views. Equipped with Stand-Up Paddleboards (2), Beach Cruiser bicycles (2), Kayak, beach accessories, full kitchen w coffee bar and outdoor grill. Local entertainment options for children and adults or spend the day at Shell Island...absolutely beautiful!
5.0 out of 5 average rating, 14 reviews
Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
4.94 out of 5 average rating, 115 reviews
The Salty Dog . 4BR . Public Beach & Pool Access
Welcome to The Salty Dog! The Perfect spot with a PUBLIC BEACH. 4BR, 3.5 Bath FULLY STOCKED home located in peaceful Grande Pointe neighborhood. Sleeps up to 9 guests. 0.2 m to the community pool 0.5 m to 4 PUBLIC BEACH accesses, offering parking & bathrooms. 0.5 m to 30Avenue’s shopping and dining. 1 mile from Rosemary Beach’s restaurants and boutiques. 20 mins from PCB airport. Beach chairs, umbrellas, bikes, beach towels, toys, wagons & coolers. Pack light and come ready, We have it all.
4.99 out of 5 average rating, 104 reviews
Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.
4.99 out of 5 average rating, 315 reviews
Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella
4.95 out of 5 average rating, 189 reviews
Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8
• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***
4.95 out of 5 average rating, 155 reviews
The Coast is Clear for a Bluetiful Gulf Views!
"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!
4.89 out of 5 average rating, 132 reviews
Casa De Riviera | Pool, Dock + Lakefront Views
✨ Welcome to Casa De Riviera—your lakefront retreat just a 3-minute walk to the beach! Relax by the private infinity pool (heating available for a fee), gather around the fire pit, or fish from the private dock while enjoying peaceful lake views. This spacious 3BR/3BA home features an open-concept layout, gourmet kitchen, and beautiful outdoor living spaces. Pet-friendly (fee applies) and perfect for families and friends!
4.9 out of 5 average rating, 78 reviewsPopular amenities for lake access rentals in Bay County
Lake access house rentals

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
4.98 out of 5 average rating, 190 reviews
Fall Deal | Pool Home| 8 MinBeach | New cozy patio
4.91 out of 5 average rating, 22 reviews
All Dogs Okay, Child/Infant Friendly, Beach & Lake
4.95 out of 5 average rating, 19 reviews
Gulfview minute walk to beach
5.0 out of 5 average rating, 53 reviews
Guest Favorite! POOL, Near Beach, Students Welcome
4.85 out of 5 average rating, 60 reviews
Sweet Caroline
4.93 out of 5 average rating, 91 reviews
Stylish 3BR~Near 30A, Rosemary Beach, PCB Beaches
5.0 out of 5 average rating, 7 reviews
Luxurious Lake House
4.95 out of 5 average rating, 60 reviewsApartment rentals with lake access

2028*Penthouse* Luxe Resort*5 Pools 18 +Ok
4.75 out of 5 average rating, 303 reviews
316 - Romantic Lake Powell Escape King +Pool
4.85 out of 5 average rating, 195 reviews
Carillon Beach Couples Retreat + Beach Setup, Pool
4.96 out of 5 average rating, 85 reviews
3 Bedroom Beachfront & Lakeside Condo Near 30A
4.73 out of 5 average rating, 15 reviews
Emerald Coast Sea-renity.
4.92 out of 5 average rating, 59 reviews
Gulf and Lake Front Condo - Direct Beach Access
5.0 out of 5 average rating, 17 reviews
Beachfront with Ocean View! Steps from the Water!
4.96 out of 5 average rating, 77 reviews
Laketown 1031 Family Getaway Sleep 8
4.9 out of 5 average rating, 10 reviewsLake access cottage rentals

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!
4.94 out of 5 average rating, 62 reviews
Lakefront Home+Private Beach+Firepit+Kayaks+Pets
4.93 out of 5 average rating, 61 reviews
The Cottage on Alta Vista-so charming!
4.88 out of 5 average rating, 50 reviews
Your Inlet Beach Escape Is Open! | Yard + Porch
4.99 out of 5 average rating, 91 reviews
Getaway Paradise to happy hour at 30A/dock access
4.99 out of 5 average rating, 77 reviews
Kid friendly golf cart sports gear pool lake beach
4.94 out of 5 average rating, 49 reviews
Hideaway Cottage | Dog-Friendly & Block From Beach
5.0 out of 5 average rating, 13 reviews
King on Main* Gas Fire Pit *Bunks *Fenced yard
5.0 out of 5 average rating, 12 reviewsDestinations to explore
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- Destin Beach
- Pier Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Henderson Beach State Park
- Frank Brown Park
- Seacrest Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- Jade East Towers
- St. Andrew State Park Pier
- Morrison Springs
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- Crooked Island Beach
- Camp Helen State Park
- Shell Island Beach
- Gulf Crest Condominiums
- Gulf World Marine Park
- Sugar Beach Condominiums
- The Track - Destin
- Dune Allen Beach Access
- Sea Screamer
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