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Holiday rentals with lake access in Bay County

Find and book unique lake access rentals on Airbnb

Top-rated rentals with lake access in Bay County

Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

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Top guest favourite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Apartment in Panama City Beach
4.91 out of 5 average rating, 159 reviews

Carillon Beach Inn•Walkout King• Private beach•30A

Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon Beach studio offers peaceful lake views and an easy 7-9 min stroll to the beach. Perfect for couples or small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

Top guest favourite
Home in Panama City Beach
4.97 out of 5 average rating, 127 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Guest favourite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.96 out of 5 average rating, 48 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Top guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Apartment in Panama City Beach
4.94 out of 5 average rating, 111 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Guest favourite
A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.
Apartment in Panama City Beach
4.88 out of 5 average rating, 192 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Top guest favourite
A serene lakeside scene features a person playing with two dogs on a private white sand beach. The sun sets in the background, casting warm hues over the calm water, while a pavilion stands nearby, enhancing the tranquil setting.
Cottage in Chipley
4.95 out of 5 average rating, 59 reviews

Lakefront Home+Private Beach+Firepit+Kayaks+Pets

Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

Top guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 312 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

Top guest favourite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Apartment in Panama City Beach
4.95 out of 5 average rating, 184 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Guest favourite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Apartment in Panama City Beach
4.84 out of 5 average rating, 117 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Guest favourite
A modern living area features a large sectional couch in white with black accents, complemented by a large circular seating area. Bright wall art adds color, and natural light pours in from expansive sliding glass doors that showcase scenic views beyond.
Apartment in Panama City Beach
4.86 out of 5 average rating, 129 reviews

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok

Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Guest favourite
Dome in Panama City Beach
4.98 out of 5 average rating, 147 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Top guest favourite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Apartment in Panama City Beach
4.96 out of 5 average rating, 125 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

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