Holiday rentals with lake access in Panama City

4.96 out of 5 average rating, 103 reviews

A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.

Cabin in Youngstown

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.7 out of 5 average rating, 290 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Flat in Panama City Beach

4.9 out of 5 average rating, 114 reviews

712 1650sf Modern Ocean View 5 Pool Jacuzzi

Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor. This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach. Several restaurants on site There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort

A spacious living area features a sectional sofa with colorful throw pillows and a textured area rug. A light-colored coffee table is positioned in front, while a dining area with white furniture is visible in the background. The kitchen opens up to the space, equipped with modern appliances.

4.85 out of 5 average rating, 100 reviews

Sugary White Shores by Boba

Welcome to your private paradise—just 5 minutes from the beach! Enjoy top-notch amenities like an elevator, refreshing pool, tennis courts, boat dock, and a cozy fire pit, all yours to enjoy! The ground level features a variety of local favorites, including a Euro Food Market and the popular Guadalajara Restaurant. Plus, you're perfectly located between two amusement parks and just minutes from Walmart, Publix, Zoo Park, and St. Andrew’s State Park. Perfect blend of relaxation and adventure!

A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.

4.87 out of 5 average rating, 175 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

A well-appointed living area features a comfortable sofa adorned with decorative pillows and illuminating lamps on either side. A wooden coffee table sits in front of the sofa, while a kitchenette with modern appliances is visible in the background. Natural light filters in through a nearby window.

4.96 out of 5 average rating, 112 reviews

Near 30A, 2nd Floor condo Lake View, Private Beach

Located in an exclusive community, Carillon Beach Resort Condo, is in a beautiful neighborhood featuring a canopy of oak trees lining the paved sidewalks. Guests enjoy eight walkover access points to 3900 feet of sugar sand beach. You'll find shopping, restaurants, a cafe, a salon, and even a fitness center on Carillon Market Street. Paddleboarding, kayaking, and bicycle rentals are available on-site at Shiprwrecked LTD. This home is two-and-a-half miles from Rosemary Beach, with restaurants.

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

4.89 out of 5 average rating, 142 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.

4.95 out of 5 average rating, 176 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

A comfortable living area features a light grey sofa adorned with blue and green throw pillows. Natural light fills the space from large glass doors leading to a balcony, with views of the ocean visible in the background. A round marble coffee table sits in front of the sofa.

4.9 out of 5 average rating, 114 reviews

The Coast is Clear-Gulf Views are Here!

"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!

The entrance to Laketown Wharf Resort features palm trees flanking a large digital display. A welcoming path leads towards the main building, creating an inviting atmosphere. Colorful plants are positioned at the forefront, adding greenery to the scene.

4.79 out of 5 average rating, 107 reviews

Sea La Vie Laketown Wharf Beach Resort.

This is a one bedroom unit on the 2nd floor. -Master with bath -A bunk room / 2 twin sized beds -Pull out sofa sleeper / Queen /with a full bathroom near for convenience. This condo is vacant for you and your loved ones to enjoy at Laketown Wharf Resort. The resort includes private beach access, 5 pools, hot tub, gym, light show, poolside bar and restaurants and tons of amenities nearby. Pineapple Willy’s restaurant in the walking distance.

4.98 out of 5 average rating, 131 reviews

Dome in Sunnyside

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Popular amenities for lake access rentals in Panama City

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Lake access house rentals

5 out of 5 average rating, 82 reviews

A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.

Home in Santa Rosa Beach

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Home in Panama City Beach

The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.

4.85 out of 5 average rating, 152 reviews

Aqua! Under The Sea BNB! | Beach Access! | Pool

4.9 out of 5 average rating, 217 reviews

A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.

Home in Sunnyside

Free Golf Cart, 5 min to Beach, Community Pool

5 out of 5 average rating, 60 reviews

An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.

Home in Sunnyside

Winter Oasis • Inlet Beach • Pier Park • Top Golf

5 out of 5 average rating, 57 reviews

A tranquil pool features two loungers with adjustable backs under a large umbrella. The surrounding patio is paved and includes seating arrangements visible in the background, alongside a shaded area with a gas grill. Lush greenery and a fenced yard enhance the private atmosphere.

Home in Kiska Beach

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

5 out of 5 average rating, 3 reviews

Home in Santa Rosa Beach

Private Pool | Steps to Beach & 30A | Near Seaside

4.9 out of 5 average rating, 20 reviews

An open-concept living area features a cozy brown couch paired with a simple coffee table. A stylish circular shelf displays plants and decor. Light wood flooring complements the bright white walls, while natural light streams in through large windows, enhancing the spacious feel of the room.

Home in Sunnyside

30A Bungalow | Fenced Yard, Beach Access, Patio

4.86 out of 5 average rating, 36 reviews

A red golf cart with brown seating is positioned outdoors, surrounded by greenery. The cart offers a shaded top and features a simple design suitable for easy transport. Parking spaces and tree foliage can be seen in the background.

Home in Santa Rosa Beach

Sand Dollar Dunes 30A 2 bedroom with LSV cart

Apartment rentals with lake access

A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.

4.85 out of 5 average rating, 39 reviews

Stunning fun-filled beachfront condo

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

4.96 out of 5 average rating, 53 reviews

Barefoot Bungalow Beachfront

Flat in Panama City Beach

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

4.89 out of 5 average rating, 128 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

5 out of 5 average rating, 40 reviews

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

Flat in Santa Rosa Beach

Newly renovated modern studio steps from the beach

A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.

4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

4.96 out of 5 average rating, 78 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

4.93 out of 5 average rating, 14 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Lake access cottage rentals

Cottage in Bid-a-wee Beach

An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.

5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Cottage in Santa Rosa Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

4.78 out of 5 average rating, 36 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Cottage in Seagrove Beach

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Cottage in Laguna Beach on the Gulf of Mexico

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

4.91 out of 5 average rating, 45 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

4.91 out of 5 average rating, 34 reviews

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4 Person Lake Front Cottage with Kayaks

Cottage in Laguna Beach on the Gulf of Mexico

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

Cottage in Rosemary Beach

A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.

4.73 out of 5 average rating, 15 reviews

30A Beach Access, Sea La Vie